“Why Don’t They Teach This in School?”

“Why don’t they teach this stuff in school?” I often hear people say when it comes to personal finance. It's a fair question. In sixth grade, my young and irreverent science teacher wrote SEX on the chalkboard in big capital letters to introduce us to an ongoing...

read more

Where to Find Freelance Writing Jobs

Finding work is perhaps the biggest challenge for any beginner writer. There’s no magic formula, no tried-and-true blueprint to ensure your success.  Sometimes you get lucky, sometimes you work hard and it pays off, but mostly it’s a strong combination of both. As a...

read more

The Psychology Behind Clothing

Researching an article for a client, I recently stumbled upon Lauren Messiah, a funny and down-to-earth personal stylist who explains why style matters, despite your aversion to it. Yes, she shares the standard practical advice, like how to dress up a white tee, but...

read more

An Introvert’s Guide to Navigating Conferences

I am not sure how or when it happened, but at some point, I became a person who attends conferences. You never think about this when you envision the freelance life. You assume freelancing means you'll sit in seclusion all day, become best friends with your computer...

read more

A Look at Consumer Greed in a Post-Recession Economy

The following is a guest post from Anna W. of ASerialLife.com. You can follow her on Twitter at @aseriallife. The Great American Recession is over. However, many are still recovering from its devastating effects. Of course, the level of “devastation” varies, depending...

read more

A Guide to Switching Careers

If you’ve thought about switching careers, you’ve undoubtedly encountered this classic dilemma: Pursue dream but struggle to pay bills vs. Pay bills but stay in a mediocre job Wow, those are some lackluster options. Should you give up on your dream so you can afford a...

read more

Hey! I’m Kristin, a freelance writer and journalist (you can find my stuff at NY mag’s The Cut, the New York Times, Lifehacker, and more). Here, I share what I learn about the freelance life, from managing money to digital nomading to figuring out why the Wi-Fi isn’t working. My book GET MONEY will be out in March 2018 with Hachette Books.

What You're Saying

  • David Lee: I like this topic. However, I believe...
  • Matt Schulz: Interesting take, Kristin. My opinion...
  • Jessica: When looking for guest posting...
  • Mrs. Quest: I agree with you! I work as a middle...
  • Anna W.: Thanks, as always,for being generous with...

“Why Don’t They Teach This in School?”

"Why don't they teach this in school?" people often ask about money. And actually, sometimes they do. But personal finance is about so much more than math.“Why don’t they teach this stuff in school?” I often hear people say when it comes to personal finance.

It’s a fair question. In sixth grade, my young and irreverent science teacher wrote SEX on the chalkboard in big capital letters to introduce us to an ongoing lesson in human reproduction and sexuality. We giggled.

But no one ever wrote MONEY in big chalk letters when I was in school. I don’t remember ever learning about compound interest, how it’s your best friend when you’re saving and your worst enemy when you’re in debt. My mom taught me how to balance a checkbook. My dad told me to never get a credit card. When I opened one in secret, I learned from experience that credit card interest is like a black hole that swallows your entire financial picture if you’re not careful. In sixth grade, I didn’t learn any of this. (But hey, I learned what the cross-section of a penis looks like!)

That said, there are organizations dedicated to teaching financial literacy to students, but it’s not as simple as people seem to think. A few years ago, I interviewed the president of the Jump$tart Coalition, a nonprofit dedicated to financial literacy education. I asked what their biggest challenges are in the classroom. One of them, president Laura Levine told me, is deciding who should teach personal finance in the first place:

“There isn’t a way to identify where all the finance teachers are,” Levine told me. “If you teach algebra, there’s very little debate that’s in the Math Department. But personal finance might be social studies or consumer science or business. There are a lot more variables.”  

read more…

Hey! I’m Kristin, a freelance writer and journalist (you can find my stuff at NY mag’s The Cut, the New York Times, Lifehacker, and more). Here, I share what I learn about the freelance life, from managing money to digital nomading to figuring out why the Wi-Fi isn’t working. My book GET MONEY will be out in March 2018 with Hachette Books.

What You're Saying

  • David Lee: I like this topic. However, I believe...
  • Matt Schulz: Interesting take, Kristin. My opinion...
  • Jessica: When looking for guest posting...
  • Mrs. Quest: I agree with you! I work as a middle...
  • Anna W.: Thanks, as always,for being generous with...

“Why Don’t They Teach This in School?”

“Why don’t they teach this stuff in school?” I often hear people say when it comes to personal finance. It's a fair question. In sixth grade, my young and irreverent science teacher wrote SEX on the chalkboard in big capital letters to introduce us to an ongoing...

read more

Where to Find Freelance Writing Jobs

Finding work is perhaps the biggest challenge for any beginner writer. There’s no magic formula, no tried-and-true blueprint to ensure your success.  Sometimes you get lucky, sometimes you work hard and it pays off, but mostly it’s a strong combination of both. As a...

read more

The Psychology Behind Clothing

Researching an article for a client, I recently stumbled upon Lauren Messiah, a funny and down-to-earth personal stylist who explains why style matters, despite your aversion to it. Yes, she shares the standard practical advice, like how to dress up a white tee, but...

read more

An Introvert’s Guide to Navigating Conferences

I am not sure how or when it happened, but at some point, I became a person who attends conferences. You never think about this when you envision the freelance life. You assume freelancing means you'll sit in seclusion all day, become best friends with your computer...

read more

A Look at Consumer Greed in a Post-Recession Economy

The following is a guest post from Anna W. of ASerialLife.com. You can follow her on Twitter at @aseriallife. The Great American Recession is over. However, many are still recovering from its devastating effects. Of course, the level of “devastation” varies, depending...

read more

A Guide to Switching Careers

If you’ve thought about switching careers, you’ve undoubtedly encountered this classic dilemma: Pursue dream but struggle to pay bills vs. Pay bills but stay in a mediocre job Wow, those are some lackluster options. Should you give up on your dream so you can afford a...

read more