How I Budget With a Variable Income

Freelancing is great, but there are some things I miss about full-time employment: Free coffee Mingling with coworkers Cheaper health insurance And a steady paycheck. For the most part, my income doesn’t vary too much from month to month, but it does vary. Even...

How Inertia Can Wreck Your Finances

As a journalist with mild social anxiety, I often dread interviewing people in person. It makes me nervous, I worry I won’t ask the right questions, and I’ll look dumb. Don’t get me wrong, every time I interview someone, I’m glad to have done it. Not only...

The Single Hardest Thing About Negotiating

Here’s what I used to say about negotiating in my early 20s: “If you have a good job, you don’t need to negotiate. My boss just gives me raises!” Man, I was naïve. At first glance, it seems like a pretty good deal, right? You never even have to...