How Inertia Can Wreck Your Finances

As a journalist with mild social anxiety, I often dread interviewing people in person. It makes me nervous, I worry I won't ask the right questions, and I'll look dumb. Don’t get me wrong, every time I interview someone, I’m glad to have done it. Not only do I get...

read more

The Single Hardest Thing About Negotiating

Here's what I used to say about negotiating in my early 20s: "If you have a good job, you don't need to negotiate. My boss just gives me raises!" Man, I was naïve. At first glance, it seems like a pretty good deal, right? You never even have to ask, your boss just...

read more

A Beginner’s Guide to Travel Hacking With Credit Card Rewards

A couple of years ago, I went to Japan and had the time of my life. The icing on the cake? My flights were almost entirely free. It was my first experience using credit card rewards for travel hacking. And it was a lot easier than I thought. You don't have to learn...

read more

What You Should Know About Taxes as a Freelancer

Freelancing isn’t easy. It’s not all working outside on your laptop or digital nomading your way around the world. Sure, there’s that, but you’re also constantly working to win over new clients, deal with demands from current ones, budget with an irregular income, and...

read more

Things to Do in Reykjavík, Iceland

If you ever go to Iceland and you tell people you're going to Iceland, prepare for this reply: "You know it's going to be cold, right?" This is the response I got from almost everyone when I told them I'd be visiting Iceland this year. "It's going to be cold,...

read more

Why “Being Present” Is So Difficult

Back in the day, I used to go to loud, crowded, sweaty concerts. It was never really my thing, I mostly hugged the wall and gripped my drink, but a friend in our circle was so into it. One night, jumping around, he turned to me and shouted, "Man, this is my element!"...

read more
kristinwong

Hey! I'm Kristin. I've written stuff all over the place, including Lifehacker, NBC News, Fox Digital, and more. Here, I share everything I learn about how to freelance, from managing money to digital nomading to figuring out why the Wi-Fi isn't working. Want to learn more? Start here.

What You're Saying

  • Durga: People think that they love minimalism, but there is a difference between the minimalism and e=what they...
  • Prav: I like this article. My mind always blocks me from checking on my balance. It’s like if you don’t...
  • Ty Roberts: “Earning more is great, but it doesn’t make a difference if you’re still spending more than you...
  • Durga: Hello Kristin, You have mentioned a very important point for me, everyone knows budgeting. But the thing is we...
  • Ray in L.A.: Hi Kristin, I have a custom set alert in my checking account that lets me know if my balance falls below...

How Inertia Can Wreck Your Finances

how to budget
As a journalist with mild social anxiety, I often dread interviewing people in person. It makes me nervous, I worry I won’t ask the right questions, and I’ll look dumb. Don’t get me wrong, every time I interview someone, I’m glad to have done it. Not only do I get what I need for the story, but I also learn a hell of a lot from that person.

However, when I get into the habit of interviewing people regularly, I don’t get nervous at all. I hop on the phone, ask a few questions, and have a good conversation. Big deal, right? It’s only when I haven’t interviewed anyone in person for a while that I start to build it up in my head. I get incredibly nervous at the idea of talking to that person, I can’t stop thinking about it all day, and I completely freak myself out. Then I do the interview, and, once again, I remember that it’s not a big deal.

My point is, the longer you go without doing something, even something simple, the harder it is to do it. You get too comfortable with inertia, and action becomes a more difficult task than it needs to be.  read more…

How Inertia Can Wreck Your Finances

As a journalist with mild social anxiety, I often dread interviewing people in person. It makes me nervous, I worry I won't ask the right questions, and I'll look dumb. Don’t get me wrong, every time I interview someone, I’m glad to have done it. Not only do I get...

read more

The Single Hardest Thing About Negotiating

Here's what I used to say about negotiating in my early 20s: "If you have a good job, you don't need to negotiate. My boss just gives me raises!" Man, I was naïve. At first glance, it seems like a pretty good deal, right? You never even have to ask, your boss just...

read more

A Beginner’s Guide to Travel Hacking With Credit Card Rewards

A couple of years ago, I went to Japan and had the time of my life. The icing on the cake? My flights were almost entirely free. It was my first experience using credit card rewards for travel hacking. And it was a lot easier than I thought. You don't have to learn...

read more

What You Should Know About Taxes as a Freelancer

Freelancing isn’t easy. It’s not all working outside on your laptop or digital nomading your way around the world. Sure, there’s that, but you’re also constantly working to win over new clients, deal with demands from current ones, budget with an irregular income, and...

read more

Things to Do in Reykjavík, Iceland

If you ever go to Iceland and you tell people you're going to Iceland, prepare for this reply: "You know it's going to be cold, right?" This is the response I got from almost everyone when I told them I'd be visiting Iceland this year. "It's going to be cold,...

read more

Why “Being Present” Is So Difficult

Back in the day, I used to go to loud, crowded, sweaty concerts. It was never really my thing, I mostly hugged the wall and gripped my drink, but a friend in our circle was so into it. One night, jumping around, he turned to me and shouted, "Man, this is my element!"...

read more
kristinwong

Hey! I'm Kristin. I've written stuff all over the place, including Lifehacker, NBC News, Fox Digital, and more. Here, I share everything I learn about how to freelance, from managing money to digital nomading to figuring out why the Wi-Fi isn't working. Want to learn more? Start here.

What You're Saying

  • Durga: People think that they love minimalism, but there is a difference between the minimalism and e=what they...
  • Prav: I like this article. My mind always blocks me from checking on my balance. It’s like if you don’t...
  • Ty Roberts: “Earning more is great, but it doesn’t make a difference if you’re still spending more than you...
  • Durga: Hello Kristin, You have mentioned a very important point for me, everyone knows budgeting. But the thing is we...
  • Ray in L.A.: Hi Kristin, I have a custom set alert in my checking account that lets me know if my balance falls below...